Billzar is India's all-in-one bill payment and expense management platform that helps you pay bills, track spending, and maximize savings.

How does Billzar help me save money?

Billzar offers 1% guaranteed cashback on every BBPS bill payment and up to 35% off on gift cards from brands like Amazon, Swiggy, Zomato, and Myntra.

Is Billzar safe to use for bill payments?

Yes. Billzar uses PCI DSS compliant infrastructure, AES-256 encryption, and multi-factor authentication to keep your payments and data secure.

What bills can I pay through Billzar?

You can pay all BBPS-supported bills including electricity, water, gas, broadband, DTH, insurance, credit cards, and more.

Does Billzar support credit card management?

Yes. Billzar provides a unified dashboard to track all your credit cards, due dates, and spending in one place with smart reminders.

Check Your Credit Score With PAN Card

Users can check their latest credit score online using their registered mobile number and PAN card details. The score is calculated based on loan repayment history, credit card usage, ...

Why Check Your Credit Score on Billzar ?

Track Your Credit Score Every Month

Detailed Credit Report & Insights

Safe, Secure & Instant Verification

Start Your Credit

Journey With Bilzar

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To Receive OTP Securely

By continuing, you agree to the Credit Report Terms of Use, Terms of Use, and Privacy Policy.

Credit Score by

What is Credit Score?

A Credit Score is a 3-digit number that represents your creditworthiness based on your financial and repayment history. Commonly known as the CIBIL Score, it usually ranges from 300 to 900. A higher score improves your chances of getting loans and credit cards from banks and financial institutions.

CIBIL is one of India’s four major Credit Information Companies (CICs) that calculates and maintains your credit score based on your credit history and repayment behaviour.

Your Credit Score is calculated based on information shared by banks and lenders, including EMI payments, credit card bill payments, loan activity, and new credit applications.

As per RBI guidelines, all lenders are required to update customer credit information with credit bureaus every 15 days to ensure the latest credit activity is reflected accurately.

How to Check Your Credit Score with Bilzar?

You can check your latest updated credit score from leading bureaus on Bilzar. Follow the simple steps below to easily track and monitor your credit score every month:

1

Enter Your Details

Go to the Credit Score section, enter your mobile number and required details, then click on “Check Credit Score”.

2

Verify Your Mobile Number

Complete the OTP verification using your mobile number to access your credit score from multiple credit bureaus, including CIBIL.

3

Track Your Credit Score

Your Bilzar account will be created, and your credit score will be updated regularly to help you track and manage your credit health.

Note: Checking your credit score on Bilzar or directly through any credit bureau does not affect your credit score.

Why is CIBIL Score Important?

Your credit score is one of the key factors banks and NBFCs consider while reviewing your loan or credit card application. It helps lenders assess your repayment reliability and overall credit behaviour.

A good credit score improves your chances of getting loans and credit cards more easily.

Many lenders offer lower interest rates on loans to applicants with a strong credit score.

A higher credit score increases your chances of getting approved for loans and credit cards.

Generally, a credit score of 760 and above is considered ideal by lenders for loan and credit card approvals.

Many banks and NBFCs also approve loan and credit card applications for users with credit scores between 700 and 760.

If your credit score is below 700, lenders may find it difficult to approve your loan or credit card application.

Our support team is available 24×7 to assist you anytime, anywhere.

Manage all your

Credit Card Bills

Make secure credit card bill payments with cashback, rewards, and exclusive offers.

One app for all

your payments

Pay credit card bills, utility bills, mobile recharges, FASTag, DTH, and more

Simplify every payment with Billzar

India’s trusted platform for credit card bills, utility payments, mobile recharges, and BBPS services.